How long are private health insurance waiting periods?
Health Insurance Waiting Period Estimator
You will have to serve a waiting period when you start a new private health insurance policy or increase your level of cover. A waiting period protects members of the fund by ensuring that individuals aren't able to make a large claim shortly after joining and then cancelling their membership. This kind of behaviour would result in increased premiums for all members.
Use this calculator to choose a hypothetical date in the future (or leave it on the default setting, which is today's date) to determine when you will be covered for various types of coverage.
Months | Standard Waiting Period |
---|---|
0 |
|
2 |
|
6 |
|
12 |
|